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Abstract

Health insurance is one of the ways that people in various countries finance their medical needs. It is Estimated that out-of-pocket expenditure of over 15–20 % of total health expenditure or 40 % of Household net income of subsistence needs can lead to financial catastrophe. When people on low Incomes with no financial risk protection fall ill, they face a dilemma: they can use health services and suffer further impoverishment in paying for them, or they can forego services, remain ill, and risk being unable to work or function. Variation in financing and organization structures in various countries notwithstanding, there is now nearly a unanimous commitment to assuring universal access to medically necessary care in high-income Countries. Internationally, health insurance serves to improve service utilization and protect households against impoverishment from out-of-pocket expenditures. Analysis of how health insurance schemes function in a particular country, especially in relation to other funding aspects and health outcomes, can provide a glimpse of the performance of the whole healthcare system.

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How to Cite
P.Arulmurugan, & S.Aravind. (2019). An empirical study on customer satisfaction towards health insurance with reference to Erode District . International Journal of Intellectual Advancements and Research in Engineering Computations, 7(1), 505–510. Retrieved from https://ijiarec.com/ijiarec/article/view/953